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New Frontiers in Banking Services : Emerging Needs and Tailored Products for Untapped Markets

This book is devoted to an issue that is the subject of growing interest amongst policy makers, financial providers and academics. That issue is the problem of unbanking or underbanking in developed countries. The issue has arisen because, faced with an ever more sophisticated and efficient financial system, an increasing number of people have found themselves in danger of being excluded from it. The goal of the papers that follow is to draw attention, both through a theoretical framework and through field study, to the need for banks, financial institutions, public authorities and non profit associations to increase their efforts to understand the process of financial exclusion, so that they can develop approaches to help people on low to moderate incomes to gain access to the whole range of financial services, from payment to savings, and from loans to investment.

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New and Old Routes of Portuguese Emigration : Uncertain Futures at the Periphery of Europe

This book offers a comparative overview on Portuguese emigration in Europe and outside the EU in times of recession. In addition to the dynamics of movement, the book provides an in-depth analysis of the heterogeneity of this emigration. It deepens the multifaceted identities concerning social and professional pathways among highly skilled and less skilled emigrants. The labour market continues to be the main regulatory force of Portuguese emigration, which helps to explain the outflow and the processes of settlement and return. Nonetheless, this book demonstrates that non-economic factors have likewise been of great importance in the decision to emigrate.

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Mobilities of the Highly Skilled towards Switzerland : The Role of Intermediaries in Defining “Wanted Immigrants”

This book analyses the strategies of migration intermediaries from the public and private sectors in Switzerland to select, attract, and retain highly skilled migrants who represent value to them. It reveals how state and economic actors define “wanted immigrants” and provide them with privileged access to the Swiss territory and labour market. This book thus shifts the focus from an approach that takes the category of highly skilled migrant for granted to one that regards context as crucial for structuring migrants’ characteristics, trajectories, and experiences. Beyond consideration of professional qualifications, the ways decision-makers perceive candidates and shape their resource environments are crucial for constructing them as skilled or unskilled, wanted or unwanted, welcome or unwelcome.

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Migration, Agriculture and Rural Development : IMISCOE Short Reader

This short reader looks into the dynamics which have reshaped rural development and human landscapes in European agriculture and the role of immigrant people. Within this framework it analyses contemporary rural migrations and the emergence of immigrants in relation to the incorporation of agrarian systems into global markets, the European agricultural governance (CAP), and the struggle of local territories as differentiated practices in constant stress between innovation and resilience

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Migration to and from Welfare States : Lived Experiences of the Welfare–Migration Nexus in a Globalised World

This book explores the role of family, public, market and third sector welfare provision for individual and households’ decisions regarding geographical mobility. It challenges the state-centred approach in research on welfare and migration by emphasising migrants’ own reflections and experiences.

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Migration and Social Protection in Europe and Beyond ; Vol.1 : Comparing Access to Welfare Entitlements

This book in a series of three volumes provides an in-depth analysis of social protection policies that EU Member States make accessible to resident nationals, non-resident nationals and non-national residents. In doing so, it discusses different scenarios in which the interplay between nationality and residence could lead to inequalities of access to welfare

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Migration and Environmental Change in Morocco : In search for Linkages Between Migration Aspirations and (Perceived) Environmental Changes

This book studies the migration aspirations and trajectories of people living in two regions in Morocco that are highly affected by environmental change or emigration, namely Tangier and Tinghir, as well as the migration trajectories of immigrants coming from these regions currently living in Belgium

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Migration and Discrimination : IMISCOE Short Reader

This book provides a state of the art overview of the discrimination research field, with particular focus on discrimination against immigrants and their descendants. It covers the ways in which discrimination is defined and conceptualized, how it is measured, how it may be theorized and explained, and how it might be combated by legal and policy means.

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Migrants, Refugees and Asylum Seekers’ Integration in European Labour Markets : A Comparative Approach on Legal Barriers and Enablers

This book discusses how, and to what extent, the legal and institutional regimes and the socio-cultural environments of a range of European countries (the Czech Republic, Denmark, Finland Greece, Italy, Switzerland and the UK), in the framework of EU laws and policies, have a beneficial or negative impact on the effective capacity of these countries to integrate migrants, refugees and asylum seekers into their labour markets.

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Migrants with Irregular Status in Europe : Evolving Conceptual and Policy Challenges

This book explores the conceptual challenges posed by the presence of migrants with irregular immigration status in Europe and the evolving policy responses at European, national and municipal level. It addresses the conceptual and policy issues raised, post-entry, by this particular section of the migrant population.

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Migrants and Expats : The Swiss Migration and Mobility Nexus

This book provides insight on current patterns of migration in Switzerland, which fall along a continuum from long-term and permanent to more temporary and fluid. These patterns are shaped by the interplay of legal norms, economic drivers and societal factors. The various dimensions of this Migration-Mobility Nexus are investigated by means of newly collected survey data: the Migration-Mobility Survey. The book covers different aspects of life in the host country, including the family dimension, the labour market and political participation as well as social integration. The book also takes into account the chronological dimension of migration by considering the migrants’ arrival, their stay, and their expectations regarding return.

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International Migration, Social Demotion, and Imagined Advancement : An Ethnography of Socioglobal Mobility

this book proposes viewing contemporary migration as socioglobal mobility. Revolving around an ethnographic study of the Albanian "emigration" in Greece, International Migration, Social Demotion, and Imagined Advancement finds that imaginaries of the world as a social hierarchy might lie at the roots of much of the contemporary international migration. As would-be emigrants perceive different countries in terms of distinct social stations in a global order, they resolve to put up with numerous social and material deprivations in the hope of advancing internationally. Immigrants are typically thought of as aliens in their de facto home societies, however, and that makes genuine advancement all but impossible.

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International handbook of urban education

An important focus of the International Handbook of Urban Education will be the interrogation of both the social and political factors that lead to different problem posing and subsequent solutions within each region. An important question to be answered, for example, is what it takes in terms of resources, political will and policy actions to improve urban education.

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International Handbook of Career Guidance

In this handbook bred together a collection that summarises the diverse aspects of career guidance. It is a synthesis of the domain of career and vo- tional guidance firstly for an international readership and secondly it is designed to act as a reference for academics, researchers and professionals in the expanding field of career development. For this reason the Handbook includes coverage of the ba- ground and history of guidance right through to poignant issues relating to careers in the modern world of work. Policy issues relating to the provision of careers services as well as professional issues relating to career education, career counselling, career assessment, program evaluation and research methodologies are covered.

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Internal Diversity : Iranian Germans Between Local Boundaries and Transnational Capital

This book explores the interrelation between diversity in migrants’ internal relations and their experience of inequality in local and global contexts. Taking the case of Hamburg-based Iranians, it traces evaluation processes in ties between professionals – artists and entrepreneurs – since the 1930s, examining migrants’ potential to act upon hierarchical structures

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Integration Processes and Policies in Europe : Contexts, Levels and Actors

Experts on integration processes, integration policies, transnationalism, and the migration and development framework provide an academic assessment of the 2011 European Agenda for the Integration of Third-Country Nationals, which calls for integration policies in the EU to involve not only immigrants and their society of settlement, but also actors in their country of origin. Moreover, a heuristic model is developed for the non-normative, analytical study of integration processes and policies based on conceptual, demographic, and historical accounts.

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Information and communications security ; Vol. 3783 ; 7th International conference, ICICS 2005, Beijing, China, December 10-13, 2005, Proceedings

The Seventh International Conference on Information and Communications - curity,ICICS2005,washeldinBeijing,China,10-13December2005. TheICICS conference series is an established forum for exchanging new research ideas and development results in the areas of information security and applied crypt- raphy. The ?rst event began here in Beijing in 1997. Since then the conference series has been interleaving its venues in China and the rest of the world: ICICS 1997 in Beijing, China; ICICS 1999 in Sydney, Australia; ICICS 2001 in Xi’an, China; ICICS 2002 in Singapore; ICICS 2003 in Hohhot City, China; and ICICS 2004 in Malaga, Spain. The conference proceedings of the past events have - ways been published by Springer in the Lecture Notes in Computer Science series, with volume numbers, respectively: LNCS 1334,LNCS 1726,LNCS 2229, LNCS 2513, LNCS 2836, and LNCS 3269. ICICS 2005 was sponsored by the Chinese Academy of Sciences (CAS); the Beijing Natural Science Foundation of China under Grant No. 4052016; the National Natural Science Foundation of China under Grants No. 60083007 and No. 60573042;the NationalGrandFundamentalResearch973ProgramofChina under Grant No. G1999035802, and Hewlett-Packard Laboratories, China. The conference was organized and hosted by the Engineering Research Center for Information Security Technology of the Chinese Academy of Sciences (ERCIST, CAS) in co-operation with the International Communications and Information Security Association (ICISA). The aim of the ICICS conference series has been to o?er the attendees the opportunity to discuss the latest developments in theoretical and practical - pects of information and communications security.

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Influences of the IEA Civic and Citizenship Education Studies : Practice, Policy, and Research Across Countries and Regions

This book identifies the multiple ways that IEA’s studies of civic and citizenship education have contributed to national and international educational discourse, research, policymaking, and practice. The IEA International Civic and Citizenship Education Study (ICCS), first conducted in 2009, was followed by a second cycle in 2016. The project was linked to the earlier IEA Civic Education Study (CIVED 1999, 2000). IEA’s ICCS remains the only large-scale international study dedicated to formal and informal civic and citizenship education in school. It continues to make substantial contributions to understanding the nature of the acquired civic knowledge, attitudes, and participatory skills. It also discusses in-depth how a wide range of countries prepare their young people for citizenship in changing political, social, and economic circumstances. The next cycle of ICCS is planned for 2022.

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Immigration Policy and the Labor Market : The German Experience and Lessons for Europe

German and European immigration policies have only recently begun to cope with the inevitable: growing labor demand in the face of high unemployment and a shrinking labor force due to demographic change. Despite the implementation of Germany's first immigration act and several European initiatives towards legal harmonization at the EU level, an actively controlling immigration policy, which would be needed to master the challenges ahead, is not yet in sight. Against this background, the book draws conclusions from the German history of immigration policy. It analyzes the country's future demand for immigration and develops an economic model for the effective selection and integration of labor migrants that could provide the foundation for a joint European immigration strategy.

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Holocaust Survivors and Immigrants : Late Life Adaptations

Based on a unique research study, this volume examines the later life development of Holocaust survivors from Israel and the U.S. Through systematic interviews, the authors -- noted researchers and clinicians -- collected data about the lives of these survivors and how they compared to peers who did not share this experience. The orientation of the book synthesizes several conceptual approaches â€" gerontological and life span development, stress research, and traumatology, and also reflects the varied disciplines of the authors, spanning psychology, social work, and sociology

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